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> Peoples Bank Privacy Disclosure

Peoples Bank Privacy Disclosure

Peoples Bank
400 East Iowa Ave
Indianola, IA 50125
(515) 962-1400

PRIVACY DISCLOSURE
Peoples Savings Bank recognizes our most important asset is our relationship with you. We understand that you have entrusted us with your private financial information and we do everything we can to maintain that trust.

The success of a financial institution, like Peoples Savings Bank depends on the level of trust and confidence it enjoys with its depositors, borrowers and shareholders. To provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Peoples Savings Bank employees, use, retention, and security for nonpublic personal information.

You are already opted out from sharing nonpublic personal information about you with nonaffiliated third parties, except as described below.


INFORMATION WE COLLECT ABOUT YOU
We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms, such as your name, address, SSN, assets, and income.
  • Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions, and credit card usage.
  • Information we receive from a consumer reporting agency, such as your credit history.

Nonpublic personal information is information about you that we obtain in connection with providing a financial product or service to you and that is not otherwise publicly available.


NO DISCLOSURES OUTSIDE OF EXCEPTIONS
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.


CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.

Companies we hire to provide support services are not allowed to use your personal information for their own purposes and are contractually obligated to maintain strict confidentiality. We limit their use of your personal information to the performance of the specific service we have requested.

We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.


ADDITIONAL INFORMATION
OUR INTERNET WEB SITE
Visitors to Peoples Savings Bank Web Site remain anonymous.

  • If you send us e-mail, we may retain the content of the e-mail and your e-mail address in order to respond to questions or concerns you may have expressed.
  • Your e-mail address will not be sold or shared with others outside the bank unless we are compelled to do so by law.
  • Peoples Savings Bank does not collect, use or disclose personal information from or about children on the Internet.

INACTIVE CUSTOMER
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.


LOAN PAYMENTS

All loan payments must be accompanied by a loan account number or a payment coupon. Loan payments can be made online via the Bank’s internet banking system or mailed to Peoples Savings Bank, PO BOX 735, Indianola, IA 50125. Loan payments may also be made in person at any of our branch locations. Payments received from 8:00 am to 4:00 pm Monday through Friday (excluding Federal legal holidays) will be credited as of the same bank business day. Payments received after 4:00 pm on legal Federal holidays, Saturdays or Sundays will be credited as of the next business day.

Linked sites are not under our control, and Peoples Bank is not responsible for the contents of any linked site or link contained in the linked site. We do not endorse or guarantee, and are not liable
for the failure of products, information, or recommendations provided by the linked sites. Linked sites may provide less security and may have a privacy policy different from our own.
Main Bank Office | 400 E. Iowa Ave. | P.O. Box 735 | Indianola, IA   50125 | Phone: (515) 962-1400
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