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Personal Banking > Certificates of Deposit

Term Interest Rate Annual Percentage Yield
3 Month 0.30% 0.30%
6 Month 0.50% 0.50%
12 Month 1.00% 1.00%
18 Month 1.24% 1.25%
24 Month 1.49% 1.50%
30 Month 1.69% 1.70%
36 Month 1.99% 2.00%
48 Month 2.48% 2.50%
60 Month 2.72% 2.75%
Rates are effective as of July 22nd, 2010 & are subject to change.
  • $1,000 minimum required
  • Certificates of Deposits are FDIC Insured
  • Penalty for early withdrawal:
    • Certificates with terms of less than 1 year - 90 days interest whether earned or not
    • Certificates with terms of 1 year and greater - 180 days interest whether earned or not
  • Annual Percentage Yield assumes interest will not be withdrawn
  • Interest is compounded and credited quarterly and at maturity
  • The above rates and terms also include Individual Retirement Accounts
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for the failure of products, information, or recommendations provided by the linked sites. Linked sites may provide less security and may have a privacy policy different from our own.
Main Bank Office | 400 E. Iowa Ave. | P.O. Box 735 | Indianola, IA   50125 | Phone: (515) 962-1400
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