| Term |
Interest Rate |
Annual Percentage Yield |
| 3 Month |
0.15% |
0.15% |
| 6 Month |
0.25% |
0.25% |
| 12 Month |
0.40% |
0.40% |
| 18 Month |
0.65% |
0.65% |
| 24 Month |
0.75% |
0.75% |
| 30 Month |
0.80% |
0.80% |
| 36 Month |
1.00% |
1.00% |
| 48 Month |
1.24% |
1.25% |
| 60 Month |
1.74% |
1.75% |
| Rates are effective as of November 22nd, 2011 & are subject to change. |
|
- $1,000 minimum required
- Certificates of Deposits are FDIC Insured
- Penalty for early withdrawal:
- Certificates with terms of less than 12 months – 90 days interest
- Certificates with terms of 12 to 23 months – 180 days interest
- Certificates with terms of 24 to 47 months – 12 months interest
- Certificate with terms of 48 to 60 months – 18 months interest
- Annual Percentage Yield assumes interest will not be withdrawn
- Interest is compounded and credited quarterly and at maturity
- The above rates and terms also include Individual Retirement Accounts
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