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Free Credit Freezes

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Photo of a person looking at freeze page on website

Consumers now have the ability to place free credit freezes on their credit files, which makes it harder for identity thieves to open new accounts in a consumer’s name.

This change also allows consumers to place initial fraud alerts on their credit files for one year. These changes come as a result of the Economic Growth, Regulatory Relief, and Consumer Protection Act.

Free freezes are also available for children under 16 as well as consumers with guardians, conservators or valid power of attorney.

For more information, the Federal Trade Commission has information on its website about this and other consumer topics. https://www.consumer.ftc.gov/

Read the full FTC article here: https://www.consumer.ftc.gov/blog/2018/09/free-credit-freezes-are-here.


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