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Commercial Loans

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Photo of general retail commercial spaceSolutions for Your Unique Business

As local businesses go, so go our communities. While we “buy local,” we also “support local” through a variety of lending programs for businesses.

From new businesses to those looking to expand, we have the expertise and experience to provide the ideal solution.


Loan and Financing Solutions

We offer an assortment of loan programs and types because we know no two businesses are exactly alike.

  • Working Capital Lines of Credit: Ideal for businesses that may have a lull in business to help cover recurring costs.
  • Term Loans: Flexible loans that are commonly used for financing the purchase of machinery, equipment, other fixed assets and real estate.
  • Construction Loans: Commercial construction loans are available for the construction of both owner-occupied and investor owned properties.
  • Development Loans: Used for the purchase and development costs associated with both commercial and residential properties.
  • SBA Loans: Specialized loan programs from the Small Business Administration for those who may not qualify for traditional commercial financing.
  • Letters of Credit: Can provide payment assurance to a third party (standby letter of credit).


Getting Started

Simply get in touch with any of our lenders using their information provided below.

    • John Sinclair

      John Sinclair

      Commercial Lender

      Location: Carlisle Phone: (515) 962-8012
    • Mark Matlage

      Mark Matlage

      Ag/Commercial Lender

      Location: Indianola Phone: (515) 962-8004
    • Patrick O'Meara

      Patrick O'Meara

      Commercial Lender

      Location: Indianola Phone: (515) 962-2106
    • Wes Rodgers

      Wes Rodgers

      AVP of Agricultural/Commercial Lending

      Location: Indianola Phone: (515) 883-0732
    • McKinley Steig

      McKinley Steig

      Commercial Lender

      Location: Indianola Phone: (515) 962-2114
    • Jared Thill

      Jared Thill

      Ag/Commercial Lender

      Location: Pleasantville Phone: (515) 848-5741
    • DeWayne Watters

      DeWayne Watters

      Agricultural/Commercial Market Manager

      Location: Seymour Phone: (641) 898-2284
All applications are subject to qualifying credit and underwriting approval.
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