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Customize Your Debit Card

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Getting Your Customized Card

  1. Read through our image guidelines, terms of conditions and acknowledge you’ve read and agree to the terms and conditions by selecting the box (you won’t be able to proceed without doing so).
  2. You will then be taken to the debit card design studio webpage to design YOUR personalized card!

    DISCLAIMER: Peoples Bank is not responsible for and has no control over the subject matter, content, information, or graphics when viewing external links attached to this site.


Image Guidelines

Browser Requirements

  • Microsoft Internet Explorer v.7 or higher
  • Mozilla Firefox v.3.5 or higher
  • Apple Safari v.4 or higher

Image Requirements

  • Use one of the following formats: JPEG (.jpg), PNG, GIF, bitmap (.bmp), or TIFF
  • Ensure the image file is at least 840 x 840 pixels and no more than 10MB (megabytes) in size.
  • Own the image or have permission from the owner to use it through proper licensing of the image(s).

NOTE: Be aware an image captured with a disposable camera or cell phone does not produce the high-quality, high-resolution image required for your MyPhoto Debit Card and cannot be used.

MyPhoto Production Site Guidelines

Peoples Bank reserves the right to determine whether a submitted image will be accepted. Peoples Bank will not accept images that contain any of the following:

  • Political statements
  • Advertising, promotional text, slogans, copyrighted, or trademarked material
  • Phone numbers, addresses, URL addresses, account or PIN numbers
  • Brand names or branded products
  • Celebrities, athletes, musicians, public figures, etc.
  • MasterCard, Visa, or any other payment brand references
  • References to any MasterCard or Visa property, such as the Olympics or NASCAR
  • Socially unacceptable groups
  • Provocative or sexual content
  • Profanity, obscenities, or nudity
  • Violence, firearms, weapons, or ammunition
  • Alcohol or tobacco
  • Any content that might result in problems at the point of sale or interfere with security features of the card
  • Any content that might infringe, denigrate, or dilute the payment card brand or its member financial institutions


Terms and Conditions
  • Peoples Bank MyPhoto Debit Card service is subject to these Terms and Conditions. The Image submitted by you is herein referred to as the “Image”.
  • You certify that you have read and understood the Image Guidelines and that the Image you submit to Peoples Bank complies with the Image Guidelines.
  • If you submit, or repeatedly submit an Image that does not follow the set forth guidelines, Peoples Bank reserves the right to exclude you from future use of MyPhoto Debit Card service.
  • Your card-linked account will be debited $20 when your Image is approved for the MyPhoto Debit Card service per card. The $20 fee will apply each time a new Image is submitted in accordance with the Image Guidelines per card.
  • Joint Cardholders the $20 fee will apply for each card (piece of plastic) that you design. A $15 replacement fee will also be assessed for each card (piece of plastic) reissued or replaced with a pre-existing Image, stored by Peoples Bank and/or its agents and contractors.
  • You warrant to Peoples Bank that: 1. You are the owner of the Image (i.e. the Image was taken by you) or you have obtained express consent from the Image’s owner to use the Image on your MyPhoto Debit Card; 2. You obtained express consent from any person whose Image you use on your personalized MyPhoto Debit Card; 3. Use of the Image by Peoples Bank will not infringe any other person’s rights, including intellectual property rights, in the Image.
  • Peoples Bank may, in its discretion, require evidence of the Image owners consent or of your ownership of the Image.
  • You grant Peoples Bank a perpetual, non-transferable, non-exclusive, royalty-free, world-wide, irrevocable license to use the Image and the data you provide to Peoples Bank for the purpose of providing your MyPhoto Debit Card.
  • You consent (or have obtained consent from the Image’s owner) to Peoples Bank storing, modifying, copying or using the Image.
  • You shall indemnify and hold harmless Peoples Bank, its successors and assigns, against any claims arising or loss suffered by Peoples Bank resulting from your use of this service or as a result of the Image being used on and reproduced on your MyPhoto Debit Card, or arising out of or as a result of Peoples Bank storing, modifying, copying or using the Image.
  • Peoples Bank’s liability hereunder is limited to refunding the fee associated with the issuance of the MyPhoto Debit Card, and Peoples Bank is not liable to you for any loss, damage, claim or expense whatsoever in relation to any action by Peoples Bank permitted under these Terms and Conditions. Peoples Bank is not responsible for poor-quality Images or Images poorly positioned on the MyPhoto Debit Card template.
  • Your MyPhoto Debit Card remains the property of Peoples Bank and you agree to immediately return or destroy it if asked by Peoples Bank for any reason or if the card or account(s) that your MyPhoto Debit Card is linked to is/are closed.
  • If approved, the Image will be stored by Peoples Bank and/or its agents and contractors for a period of at least four (4) years. The Image will be printed on any subsequent reissued MyPhoto Debit Cards within a four year period unless you have uploaded another Image within that period; applies with fees terms and conditions.
  • Peoples Bank reserves the right not to accept or use any Image you submit, or to refuse to issue a MyPhoto Debit Card, for any reason.


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