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CDs & IRAs

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Photo of coins stacked up Grow Your Money

There are two different ways to grow your money at Peoples Bank: A certificate of deposit (CD) or an Individual Retirement Account (IRA).

A CD is a savings account that holds a fixed amount of money for a fixed period of time. It gives you a safe place to save your money and earn a little higher interest. 

An IRA is a longer-term savings option that allows you to save for retirement and invest the money pre-tax. Opening a CD or IRA account is as simple as stopping by any Peoples Bank office during business hours and speaking with one of our staff members.

 

Refinance Your CD

Think you can get a better deal? Let us do the math. Our CD Maximizer can determine if you can get a better deal by moving your CD over from another financial institution to us.

 

Check Current CD Rates

Current CD Rates
 Interest RateAnnual Percentage Yield
3-Month Term0.25%0.25%
6-Month Term0.35%0.35%
12-Month Term0.50%0.50%
18-Month Term0.70%0.70%
24-Month Term0.75%0.75%
25-Month Term1.79%1.80%
30-Month Term0.80%0.80%
36-Month Term1.00%1.00%
48-Month Term1.54%1.55%
60-Month Term1.99%2.00%

 

 

    Rates are effective as of November 3, 2017, and are subject to change. $1,000 minimum balance required to obtain the APY. Certificates of Deposit are FDIC insured. Annual percentage yield assumes interest will not be withdrawn. Interest is compounded daily and credited quarterly and at maturity. The above rates and terms also include Individual Retirement Accounts. Early withdrawal penalties may apply.
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