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Our basic checking reinforces one of the best lessons in business: only pay for what you need.

Key Features

  • Free Paper Statements
  • Digital Banking
  • Ideal for businesses with moderate transaction volumes
  • Avoid the monthly service charge by maintaining a minimum balance of $5,000:
    • $2,000 to $4,999 – $5 per month
    • $1,999 and below – $8 per month
  • 50 free debits per month; 20¢ per debit thereafter
  • 100 free credits per month; 10¢ per credit thereafter
  • Free digital banking, including:
    • Online banking and bill pay
    • Free mobile banking with mobile deposit
    • Free e-statements
  • Cash management available
  • Debit card available for $15/year

Central Iowa's success is at the center of what we do.

When you win, we all win. That’s why we put our profits back in our community. It’s more than just philanthropy to us — it’s a responsibility.

Our Involvement