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APY = Annual Percentage Yield. Rates effective as of 05/01/2020. Fees may reduce earnings.

Kasasa Cash Learn More

Balance Minimum Opening Deposit Rate *APY
0 - $20,000 $100 3.45% 3.50%
+$20,000 $100 0.25% 3.50% to 0.79%
All balances if qualifications not met $100 0.05% 0.05%

* Kasasa Cash disclaimer

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking 

And if you don’t meet these qualifications, don’t worry — your account is still free and you’ll earn our base rate. Plus, you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Saver Learn More

Balance Minimum Opening Deposit Rate **APY
0 - $20,000 $50 1.00% 1.00%
+$20,000 $50 0.25% 1.00% to 0.38%
All balances if qualifications not met $50 0.05% 0.05%

** Kasasa Saver disclaimer 

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate in Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Certificates of Deposit (CDs) Learn More

Term Interest Rate APY
3-Month Term 0.30% 0.30%
6-Month Term 0.50% 0.50%
12-Month Term 1.00% 1.00%
18-Month Term 1.10% 1.10%
24-Month Term 1.24% 1.25%
30-Month Term 1.24% 1.25%
36-Month Term 1.39% 1.40%
48-Month Term 1.49% 1.50%
60-Month Term 1.59% 1.60%

Minimum $1,000 deposit to open account and $1,000 minimum balance required to obtain APY. Penalties for early withdrawal. Fees may reduce earnings.

Central Iowa's success is at the center of what we do.

When you win, we all win. That’s why we put our profits back in our community. It’s more than just philanthropy to us — it’s a responsibility.

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