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Your cash flow is your lifeline — ensure you have the capital when you need it. Simply choose the account that’s right for your business.

  • Competitive, tiered rates — higher balances earn higher rates
    • Interest compounded daily, paid monthly
  • Enjoy flexibility with enhanced access to funds, including direct check writing
  • 6 free transactions per month; $10 per transaction in excess thereafter
  • $2,500 minimum balance required to avoid $8 monthly charge
  • Free digital banking, including:
    • Online banking
    • Free mobile banking
    • Free e-statements
  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 3 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals may be subject to penalty
  • $1,000 minimum deposit to open

Central Iowa's success is at the center of what we do.

When you win, we all win. That’s why we put our profits back in our community. It’s more than just philanthropy to us — it’s a responsibility.

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