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Commercial Real Estate Loans

  • Competitive rates for the purchase, refinance, or construction of commercial properties
  • Available for owner-occupied or investment properties
  • Repayment terms customized to fit your business's unique needs
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Working Capital Lines of Credit

  • Competitive rates for a wide range of long-term or seasonal business needs
  • Provides greater financial flexibility
  • Repayment customized based on your business's unique needs
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Business Term Loans

  • Competitive rates for a wide range of business expenses
  • Repayment terms customized to fit your business's unique needs
  • Quick, local decision-making and processing
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Small Business Administration (SBA) Loans

  • Available for start-up businesses, as well as purchasing and refinancing existing businesses
  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Special financing for qualifying businesses
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Letters of Credit

  • Provides guarantee on payments of large purchases to third parties
  • Can replace need for costly insurance company performance bond
  • Can also be used to guarantee a service
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Central Iowa's success is at the center of what we do.

When you win, we all win. That’s why we put our profits back in our community. It’s more than just philanthropy to us — it’s a responsibility.

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