Skip to content

Conveniently pay for the things you need, want, and sometimes can’t resist — with free monitoring included.

  • Free Peoples Bank debit card for personal accounts accepted around the globe and online
  • Use your debit card to qualify for monthly rewards with free Kasasa® checking accounts
  • More convenient and safer than checks
  • Eliminate cost of purchasing checks
  • Customized card options available for a low fee (see below)
  • Free SHAZAM BOLT$ debit card monitoring
  • Automatic Round-Up Savings available (see below)
  • Easy, 24/7 access to funds via ATMs: check balances, withdraw cash, and more

Create your favorite debit card today. Personalize your debit card with your favorite photo of your family, pets, friends or vacation memory!

It’s Easy to Get Your Customized Card

Read through our image guidelines, terms of conditions and acknowledge you’ve read and agree to the terms and conditions by selecting the box (you won’t be able to proceed without doing so).

You will then be taken to the debit card design studio webpage to design your personalized card!


DISCLAIMER: Peoples Bank is not responsible for and has no control over the subject matter, content, information, or graphics when viewing external links attached to this site.

Image Guidelines

Browser Requirements:

  • Microsoft Internet Explorer v.7 or higher
  • Mozilla Firefox v.3.5 or higher
  • Apple Safari v.4 or higher

Image Requirements:

  • Use one of the following formats: JPEG (.jpg), PNG, GIF, bitmap (.bmp), or TIFF
  • Ensure the image file is at least 840 x 840 pixels and no more than 10MB (megabytes) in size.
  • Own the image or have permission from the owner to use it through proper licensing of the image(s).

NOTE: Be aware an image captured with a disposable camera or cell phone may not produce the high-quality, high-resolution image required for your MyPhoto Debit Card and cannot be used. 

MyPhoto Production Site Guidelines

Peoples Bank and/or its agents and contractors reserves the right to determine whether a submitted image will be accepted. Peoples Bank and/or its agents and contractors will not accept images that contain any of the following: 

  • Political statements
  • Advertising, promotional text, slogans, copyrighted, or trademarked material
  • Phone numbers, addresses, URL addresses, account or PIN numbers
  • Brand names or branded products
  • Celebrities, athletes, musicians, public figures, etc.
  • MasterCard, Visa, or any other payment brand references
  • References to any MasterCard or Visa property, such as the Olympics or NASCAR
  • Socially unacceptable groups
  • Provocative or sexual content
  • Profanity, obscenities, or nudity
  • Violence, firearms, weapons, or ammunition
  • Alcohol or tobacco
  • Any content that might result in problems at the point of sale or interfere with security features of the card
  • Any content that might infringe, denigrate, or dilute the payment card brand or its member financial institutions

Terms and Conditions

  • Peoples Bank MyPhoto Debit Card service is subject to these Terms and Conditions. The Image submitted by you is herein referred to as the “Image”.
  • You certify that you have read and understood the Image Guidelines and that the Image you submit to Peoples Bank complies with the Image Guidelines.
  • If you submit, or repeatedly submit an Image that does not follow the set forth guidelines, Peoples Bank reserves the right to exclude you from future use of MyPhoto Debit Card service.
  • Your card-linked account will be debited $20 when your Image is approved for the MyPhoto Debit Card service per card. The $20 fee will apply each time a new Image is submitted in accordance with the Image Guidelines per card.
  • For joint Cardholders the $20 fee will apply for each card (piece of plastic) that you design. A $15 replacement fee will also be assessed for each card (piece of plastic) reissued or replaced with a pre-existing Image, stored by Peoples Bank and/or its agents and contractors.
  • You warrant to Peoples Bank that: 1. You are the owner of the Image (i.e. the Image was taken by you) or you have obtained express consent from the Image’s owner to use the Image on your MyPhoto Debit Card; 2. You obtained express consent from any person whose Image you use on your personalized MyPhoto Debit Card; 3. Use of the Image by Peoples Bank will not infringe any other person’s rights, including intellectual property rights, in the Image.
  • Peoples Bank may, in its discretion, require evidence of the Image owners consent or of your ownership of the Image.
  • You grant Peoples Bank a perpetual, non-transferable, non-exclusive, royalty-free, world-wide, irrevocable license to use the Image and the data you provide to Peoples Bank for the purpose of providing your MyPhoto Debit Card.
  • You consent (or have obtained consent from the Image’s owner) to Peoples Bank storing, modifying, copying or using the Image.
  • You shall indemnify and hold harmless Peoples Bank, its successors and assigns, against any claims arising or loss suffered by Peoples Bank resulting from your use of this service or as a result of the Image being used on and reproduced on your MyPhoto Debit Card, or arising out of or as a result of Peoples Bank storing, modifying, copying or using the Image.
  • Peoples Bank’s liability hereunder is limited to refunding the fee associated with the issuance of the MyPhoto Debit Card, and Peoples Bank is not liable to you for any loss, damage, claim or expense whatsoever in relation to any action by Peoples Bank permitted under these Terms and Conditions. Peoples Bank is not responsible for poor-quality Images or Images poorly positioned on the MyPhoto Debit Card template.
  • Your MyPhoto Debit Card remains the property of Peoples Bank and you agree to immediately return or destroy it if asked by Peoples Bank for any reason or if the card or account(s) that your MyPhoto Debit Card is linked to is/are closed.
  • If approved, the Image will be stored by Peoples Bank and/or its agents and contractors for a period of at least four (4) years. The Image will be printed on any subsequent reissued MyPhoto Debit Cards within a four year period unless you have uploaded another Image within that period; applies with fees terms and conditions.
  • Peoples Bank reserves the right not to accept or use any Image you submit, or to refuse to issue a MyPhoto Debit Card, for any reason. 


Use your debit card for everyday purchases to grow your savings. Each time you use your Peoples Bank debit card1, we’ll round up to the nearest dollar and automatically transfer the difference to your savings account.

1The debit comes from your Peoples Bank checking account and is automatically transferred to your Peoples Bank savings account. Individuals participating in Round-Up Savings must have a Peoples Bank debit card, checking account, savings account and overdraft protection from savings to checking.

Central Iowa's success is at the center of what we do.

When you win, we all win. That’s why we put our profits back in our community. It’s more than just philanthropy to us — it’s a responsibility.

Our Involvement

Our Blog