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Don’t you wish you had started saving earlier? With several accounts to choose from, your kids don’t have to.


Key Features

  • Competitive Interest
  • Digital Banking
  • Available to savers 13 years and younger
  • Competitive interest on entire balance
    • Interest compounded daily, paid quarterly
  • Maximum 6 debits per month; $1 fee for each withdrawal over six
  • Enjoy the free perks:
    • Free gift when account is opened
    • Prize from the treasure chest every time a deposit is made
  • Free paper statements
  • Enroll in free e-statements to help the environment
  • No minimum deposit to open
  • Available for savers 18 years and younger
  • Fixed rates, higher than standard savings
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • 12-month term available
  • Additional deposits may be made during the term of the CD
    • Minimum $100 per additional deposit
  • Early withdrawals may be subject to penalty
  • $250 minimum deposit to open

Central Iowa's success is at the center of what we do.

When you win, we all win. That’s why we put our profits back in our community. It’s more than just philanthropy to us — it’s a responsibility.

Our Involvement