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Higher transaction volumes can bring higher costs — keep it manageable with an earnings credit that offsets monthly fees.

Key Features

  • Free Paper Statements
  • Low Per-Item Fee
  • Digital Banking
  • Ideal for businesses with higher transaction volumes
  • $2,500 minimum balance required to avoid $8 monthly charge
  • Unlimited monthly transactions at low per-item fees:1
    • 7¢ per credit; no fee for on-us items
    • 20¢ per debit
  • Receive an earnings credit to offset or minimize monthly fees incurred1
  • Free digital banking, including:
    • Online banking and bill pay
    • Free mobile banking with mobile deposit
    • Free e-statements
  • Cash management available
  • Debit card available for $15/year

1Fees may be offset by an earnings credit, which is based on the average 91-day treasury bill rate. This rate will be applied to your average collected balance, less a 10% reserve requirement.

Central Iowa's success is at the center of what we do.

When you win, we all win. That’s why we put our profits back in our community. It’s more than just philanthropy to us — it’s a responsibility.

Our Involvement